Benefits of a Captive Agency

• More control over insurance program

• Minimizes total insurance costs over time

• Long-term management of fixed costs

• Stabilizes premium and maintain continuity of coverage terms and conditions

• Flexibility in design and structure of program

• Greater involvement in Risk Management Program

• Ability to unbundle services:

  • Claims
  • Loss Control
  • Captive Management
  • Investment Management 

• Share in underwriting profits and investment income