What is a Rent-a-Captive?

A captive insurance company insures the risk of its owners and returns underwriting profit and investment income, earnings which ordinarily go to an insurance company. A Rent-A-Captive insures the risks of it members and also returns underwriting profit and investment income participation to the insureds.

The Sandner Group Rent-A-Captive program provides all of the benefits of captive ownership without the hassle. This means you can put your insurance premium dollars to work for you.

Operations Relationships

Reduce Your Costs

One of the most beneficial advantages of the The Sandner Group Rent-A-Captive Program is its ability to control the cost of your insurance. The Sandner Group can help you to structure a long-term, bottom-line benefit to your organization that goes far beyond the initial attraction of reducing your insurance expense.

Earn Investment Income

The opportunity for investment income can be significant. Unlike traditional insurance programs, the investment income earned is yours.

Flexible Coverage

The Sandner Group can tailor a Rent-A-Captive program that meets your specific risks and can be easily adapted to meet your changing needs in the future. Additionally, The Sandner Group has the proven expertise to customize claims administration and loss control services.

Peace of Mind

When you work with The Sandner Group, you can be confident that your risk management needs are being met. Since our inception, The Sandner Group has helped to put numerous organizations in control of the cost of their risks as well as the level and quality of services provided.

Is a Rent-A-Captive Right for You?

Taking control of your risk and risk funding is for more than just the Fortune 500. Those who can benefit from a Rent-A-Captive Program are:

• Associations and organizations with member premiums of $500,000 or more, conventionally-insured, financially-sound corporations, associations and organizations multi-state organizations inhibited by the self-insurance qualification process and Self-Insurance Pools constrained by state regulations

• Self-insurers looking to reduce their after-tax cost of risk